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Our blogs are intended to provide easy to understand explanations of general insurance topics and a library to reference for answers to common questions, such as “Should I buy insurance for a rental car?” You may conveniently use the search feature to the right to find articles related to your question or topic of interest (hint: type “rental” and among the top results you’ll find our blog answering the question of whether we recommend purchasing insurance for a rental car).
Does retiring affect my car insurance? | Michigan Auto Insurance
If you've reached the milestone of retiring from the daily grind - congratulations! There are a few items you should review and update on your Michigan auto insurance policy - changes likely to reduce your [...]
Does Home Insurance Cover Food Spoiled Due To A Power Outage? | Michigan Home, Condo, Renters Insurance
Your Michigan home, condo, or renters insurance may provide coverage to reimburse you for the cost to replace food in your refrigerator or freezer that spoils due to a power outage. Coverage is usually offered [...]
Are You Making Mistakes With Your Insurance? | Michigan Insurance
There are three categories of mistakes many people make when it comes to their insurance protection: Not Purchasing Needed Insurance The first mistake, with potentially the most devastating financial consequences, is not purchasing needed insurance. [...]
What Is Storage Insurance? | Michigan Auto, Motorcycle, Recreational Vehicle Insurance
Many types of vehicles - including travel trailers, fifth wheels, motor homes, motorcycles, and even some cars - may only be used seasonally, typically between early spring and late summer. In season those vehicles are [...]
Is Your Home Underinsured? | Michigan Home Insurance
Did you know? According to this CBS News report nearly 60% of homes are underinsured. What does underinsurance mean? Within every home insurance policy there are coverage limits reflecting the maximum amount the insurance company [...]
Summer Toys & Insurance | Michigan Auto, Motorcycle, Recreational Vehicle Insurance
With the arrival of the summer season it's an opportune time for a reminder: If you're pulling toys out of storage for the season make sure they're properly insured! Many insurance companies offer storage options [...]
Do I need insurance for my boat? | Michigan Boat & Watercraft Insurance
With summer arriving soon many Michiganders are looking forward to enjoying warm days in and on the water. Did you know? It's estimated between 35 - 50% of all boats are uninsured. While the State [...]
Roadside Assistance – More than just Towing! | Michigan Auto Insurance
When I started in the insurance business, over 25 years ago, towing was an optional coverage on Michigan auto insurance policies that simply reimbursed you, up to a specified dollar amount, if your vehicle required [...]
Adding or Removing Young Drivers from your Car Insurance | Michigan Auto Insurance
One of the areas of Michigan auto insurance where I most frequently encounter misinformation and mistakes is insuring young drivers. As a starting point, let's address when a new teenage driver should be added to [...]
What does Comprehensive Car Insurance cover? | Michigan Auto Insurance
When people say they either want or are required to carry "full coverage" on their Michigan auto insurance policy they are referring to insuring their car for physical damage. Physical damage is optional car insurance [...]