Transferring a Title during Coronavirus
During the course of the Coronavirus I’ve had several clients insist, when purchasing a vehicle, there was no way to get an appointment at a Secretary of State office to complete transferring the title [...]
Understanding new Michigan Auto Insurance choices
The Personal Injury Protection (PIP) portion of Michigan auto insurance changed (effective July 2, 2020) enabling consumers to choose the amount of medical coverage provided by their auto insurance policy. Prior to the change, by [...]
Michigan Auto Insurance Reform: An Overview
In May of 2019 the State of Michigan passed legislation to reform Michigan auto insurance. Sweeping changes are being phased in over several years with the most significant changes, for consumers, coming in July of [...]
What Is Auto Liability Insurance? | Michigan Auto Insurance
Within a Michigan personal auto insurance policy there may be up to five separate coverage items that comprise liability insurance, consisting of: Bodily Injury Liability Property Damage Liability Property Protection Insurance (PPI) Uninsured Motorist Liability [...]
How do accidents affect Michigan car insurance rates? | Michigan Auto Insurance
Have you ever heard the saying "Past performance is no guarantee of future results"? It's a phrase commonly used in the investment world intended to caution investors that the past performance results of a particular [...]
What if my car is totaled? | Michigan Auto Insurance
When is a car totaled? The point of determining when a car is a total loss is going to vary between insurance companies. Generally, you can expect if the damages to your vehicle add up [...]
Does retiring affect my car insurance? | Michigan Auto Insurance
If you've reached the milestone of retiring from the daily grind - congratulations! There are a few items you should review and update on your Michigan auto insurance policy - changes likely to reduce your [...]
Roadside Assistance – More than just Towing! | Michigan Auto Insurance
When I started in the insurance business, over 25 years ago, towing was an optional coverage on Michigan auto insurance policies that simply reimbursed you, up to a specified dollar amount, if your vehicle required [...]
Adding or Removing Young Drivers from your Car Insurance | Michigan Auto Insurance
One of the areas of Michigan auto insurance where I most frequently encounter misinformation and mistakes is insuring young drivers. As a starting point, let's address when a new teenage driver should be added to [...]
What does Comprehensive Car Insurance cover? | Michigan Auto Insurance
When people say they either want or are required to carry "full coverage" on their Michigan auto insurance policy they are referring to insuring their car for physical damage. Physical damage is optional car insurance [...]