Typically, Michigan personal auto insurance policies do not cover using your automobile for deliveries, such as Shipt or DoorDash, or ride-sharing services such as Uber or Lyft. Within the fine print of most auto policies, [...]
Our clients most frequently ask whether they should purchase additional insurance from a rental company when renting a car. Our recommendation is a resounding yes for the physical damage or loss damage waiver. Admittedly this [...]
During the Coronavirus, I’ve had several clients insist, when purchasing a vehicle, there was no way to get an appointment at a Secretary of State office to complete transferring the title for months. Having [...]
Within a Michigan personal auto insurance policy there may be up to five separate coverage items that comprise liability insurance, consisting of: Bodily Injury Liability Property Damage Liability Property Protection Insurance (PPI) Uninsured Motorist Liability [...]
Have you ever heard the saying "Past performance is no guarantee of future results"? It's a phrase commonly used in the investment world intended to caution investors that the past performance results of a particular [...]
When is a car totaled? The point of determining when a car is a total loss is going to vary between insurance companies. Generally, you can expect if the damages to your vehicle add up [...]
If you've reached the milestone of retiring from the daily grind - congratulations! There are a few items you should review and update on your Michigan auto insurance policy - changes likely to reduce your [...]
When I started in the insurance business, over 25 years ago, towing was an optional coverage on Michigan auto insurance policies that simply reimbursed you, up to a specified dollar amount, if your vehicle required [...]
One of the areas of Michigan auto insurance where I most frequently encounter misinformation and mistakes is insuring young drivers. As a starting point, let's address when a new teenage driver should be added to [...]
When people say they either want or are required to carry "full coverage" on their Michigan auto insurance policy they are referring to insuring their car for physical damage. Physical damage is optional car insurance [...]
