Before July 2020, all Michigan auto policies were required to provide unlimited lifetime coverage for medical expenses resulting from a motor vehicle accident. While consumers now can reduce or opt-out of medical coverage on their [...]
Typically, Michigan personal auto insurance policies do not cover using your automobile for deliveries, such as Shipt or DoorDash, or ride-sharing services such as Uber or Lyft. Within the fine print of most auto policies, [...]
Our clients most frequently ask whether they should purchase additional insurance from a rental company when renting a car. Our recommendation is a resounding yes for the physical damage or loss damage waiver. Admittedly this [...]
During the Coronavirus, I’ve had several clients insist, when purchasing a vehicle, there was no way to get an appointment at a Secretary of State office to complete transferring the title for months. Having [...]
Within a Michigan personal auto insurance policy there may be up to five separate coverage items that comprise liability insurance, consisting of: Bodily Injury Liability Property Damage Liability Property Protection Insurance (PPI) Uninsured Motorist Liability [...]
Have you ever heard the saying "Past performance is no guarantee of future results"? It's a phrase commonly used in the investment world intended to caution investors that the past performance results of a particular [...]
When is a car totaled? The point of determining when a car is a total loss is going to vary between insurance companies. Generally, you can expect if the damages to your vehicle add up [...]
If you've reached the milestone of retiring from the daily grind - congratulations! There are a few items you should review and update on your Michigan auto insurance policy - changes likely to reduce your [...]
When I started in the insurance business, over 25 years ago, towing was an optional coverage on Michigan auto insurance policies that simply reimbursed you, up to a specified dollar amount, if your vehicle required [...]
One of the areas of Michigan auto insurance where I most frequently encounter misinformation and mistakes is insuring young drivers. As a starting point, let's address when a new teenage driver should be added to [...]
