With summer arriving soon many Michiganders are looking forward to enjoying warm days in and on the water.
Did you know? It’s estimated between 35 – 50% of all boats are uninsured. While the State of Michigan doesn’t require you to have boat insurance that doesn’t mean it’s a good idea to go without this valuable coverage for your boat or personal watercraft.
A lot of people assume it’s safe to go without insurance when they have an older boat or watercraft that may have a lower value. The decide insurance isn’t worth the cost and bother based on the low value of their boat.
Boat insurance, it’s important to note, protects a lot more than just the value of your boat.
What happens if you injure someone?
What if your boat sinks and you need to pay to have wreck removed?
What if you are responsible for a fuel spill?
A boat insurance policy will include liability protection in the event you are responsible for injuries, wreck removal or pollution.
You can also, very affordably, protect the value of your boat or personal watercraft for physical damage as well as covering auxiliary equipment, fishing equipment, and personal property you may use with your boat as well as costs for emergency assistance.