Your liability protection is the coverage within each insurance policy you purchase (auto, home, motorcycle, boat, recreational vehicle) that responds if you are responsible for injuries or property damage.
What happens if you exhaust the liability coverage provided by those policies?
What would happen to your savings, assets, and future earnings if you injured someone and were responsible for a judgment amounting to hundreds of thousands or millions of dollars?
An umbrella policy, as the name suggests, literally extends an umbrella of additional liability protection over you and your family. If a liability claim exhausts the limits of the primary policy to respond your umbrella policy steps in with additional coverage.
Umbrella policies are sold in $1,000,000 coverage increments and are exceptionally affordable starting as low as $90 a year.
The best way to get an umbrella insurance quote is to either give us a call at 616-454-5677 or submit the form below and we’ll get in touch with you.