What happens if you make a hasty exit from this world?
Do you have enough money set aside for:
- Funeral Expenses
- Current Bills
- Replacing Your Income
- Funding Long-term Goals
Insurance is a tool to transfer the risk of financial loss. One of the greatest financial risks most of us face, especially during our working years, is unexpectedly departing from this life leaving our families grieving and facing an uncertain financial future.
Life insurance addresses that uncertainty by providing dollars to pay final expenses, retire debts, replace income, and fund goals you may have been working towards such as saving for retirement and sending children to college.
Term life insurance is the best value for this purpose. A term policy is simply the exchange of your payment (premium) for a promise the insurance company will pay a set amount of money (death benefit) if you die. With a term policy you have the option to lock in your coverage and cost for a specified period of time – 10, 15, 20, or even 30 years.
We also offer permanent policies (typically referred to as whole life or universal life) to provide permanent, lifetime coverage.
Use the Get A Quote Tool to get an instant quote for your life insurance protection. If the proposal meets your approval you will also be able to apply for a policy online. You can even wait until your policy is approved and the pricing finalized before you commit to a purchase decision.
If you prefer to speak with a friendly, knowledgeable agent, please give us a call at 616-454-5677.