If you own a car, then you need auto insurance. We’d like to help – we’ll compare coverage features and rates among each of the insurance companies we represent to find the best protection and value to meet your needs and budget.
Our online quote request guides you through securely submitting detailed information to help us design an automobile insurance policy that meets your needs and maximizes savings. If our proposal meets your approval you will also be able to buy your policy online.
If you prefer to speak with a friendly, knowledgeable agent, please give us a call at 616-454-5677.
Coverage descriptions are provided below to help you understand your auto insurance choices in Michigan:
Liability: Coverage that responds if you are responsible for injuries or property damage resulting from an automobile accident.
Personal Injury Protection (PIP): Coverage for medical expenses resulting from injuries sustained in an auto accident. PIP also provides limited coverage for replacing wages as well as payments for replacement services if you are out of work and are unable to complete ordinary tasks around your home due to injuries suffered in an auto accident.
Comprehensive: Coverage for damage to your car other than a collision including glass breakage, fire, theft, hail, vandalism, and hitting a deer or other animal.
Collision: Coverage for damage to your automobile resulting from a collision with another vehicle or object.
Roadside Assistance: Pays for towing, battery jump-starts, emergency fuel delivery, and flat-tire assistance.
Rental Reimbursement: Pays toward the expense of renting a substitute vehicle if your car is temporarily out of service due to a covered loss.
Additional Benefits: Coverage options are available to waive your comprehensive deductible for glass repair or replacement, to pay the balance if your car is totaled and is worth less than the outstanding balance on a loan or lease, to replace your car with a new automobile if totaled within the first year of ownership, or to guarantee original manufacturer parts are used when repairs are made for any covered loss.
Michigan Catastrophic Claims Association (MCCA): An assessment added to every vehicle insured in the State of Michigan that provides funding for state-mandated unlimited lifetime coverage for medical expenses resulting from auto accidents.