Many types of vehicles - including travel trailers, fifth wheels, motor homes, motorcycles, and even some cars - may only be used seasonally, typically between early spring and late summer. In season those vehicles are [...]
Did you know? According to this CBS News report nearly 60% of homes are underinsured. What does underinsurance mean? Within every home insurance policy there are coverage limits reflecting the maximum amount the insurance company [...]
With the arrival of the summer season it's an opportune time for a reminder: If you're pulling toys out of storage for the season make sure they're properly insured! Many insurance companies offer storage options [...]
With summer arriving soon many Michiganders are looking forward to enjoying warm days in and on the water. Did you know? It's estimated between 35 - 50% of all boats are uninsured. While the State [...]
When I started in the insurance business, over 25 years ago, towing was an optional coverage on Michigan auto insurance policies that simply reimbursed you, up to a specified dollar amount, if your vehicle required [...]
One of the areas of Michigan auto insurance where I most frequently encounter misinformation and mistakes is insuring young drivers. As a starting point, let's address when a new teenage driver should be added to [...]
When people say they either want or are required to carry "full coverage" on their Michigan auto insurance policy they are referring to insuring their car for physical damage. Physical damage is optional car insurance [...]
Did you know? Damages resulting from water backing up through a sump pump, sewer, or drain are not covered by a basic Michigan home or condo insurance policy. Insurance companies offer water backup coverage, but [...]
Within every Michigan auto insurance policy there is a portion of the policy that responds if you, as either the driver or owner of a vehicle, are responsible for injuring someone else. This is known [...]
The freezing and thawing cycle of Michigan winters are notorious for leaving roadways throughout the area ravaged by potholes. These potholes are often the culprit for vehicle damages including tires, rims, suspension - in some [...]
