Home (and condo) insurance policies include coverage for your personal belongings. Most policy owners are aware of this and, more than likely, are also aware of and request replacement cost protection to be certain covered [...]
Having been in the insurance business for over 25 years, I've noted quite often claims don't conveniently occur during business hours. What is surprising is how people react when a loss occurs and they aren't [...]
Water damage is one of the most common types of loss for homeowners and is also one of the more confusing aspects of insuring your home or condo. One of the reasons for confusion is [...]
The deductible on your home insurance policy is the amount of money you will be required to pay, out of your own pocket, for any loss covered by your insurance. Your deductible can be found [...]
To answer the question of how owning a trampoline may affect your home insurance it's important to first be reminded of the purpose of insurance: An insurance policy is a contract in which your dollars [...]
With technological advances an increasing number of people are working and conducting business from their home. Many of these people don't have proper insurance protection because of a common misconception: They mistakenly think since their [...]
Imagine this common scenario: You purchase a home with a kitchen that has funky looking, outdated laminate counters and generic cabinets. You then spend a significant amount on remodeling - upgrading to granite countertops, a [...]
One of the motivations for purchasing a condominium is a desire to enjoy the benefits of home ownership without the level of day-to-day responsibilities of maintaining a home. When you purchase a condo you own [...]
Renters, or contents, insurance is a type of home insurance policy for tenants that insures their personal belongings - whether they rent an apartment, townhouse, home, or condo. When you rent the building is insured [...]
Insuring a condo is significantly different than insuring a home and is an area of insurance where we often find there is confusion and misunderstanding. When you purchase a condo you own your individual unit [...]
